Uninsured Motorist Coverage: Uninsured motorist covers your costs in the event that the at-fault driver does not have even the minimum liability insurance, and has no coverage to pay the costs of your bodily injury and property damage.
People who drive without car insurance may feel that the fine for not being insured is likely to be less than the cost of insurance. These drivers are therefore unprepared for the possibility of being responsible for injury, fatality or property damage they may cause others. This is where the uninsured motorist coverage on your policy responds. It covers expenses you incur, up to the limits you set on your own auto insurance policy, and after you pay your deductible.
Contact Cassidy Collier Insurance Services, Inc. today to make sure you are properly covered.